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SSA rules generally prevent us from moving forward with a disability claim while you're working at that level.
In most cases, the Social Security Administration won’t approve disability benefits if you’re working and earning above the Substantial Gainful Activity (SGA) level. For 2026, this amount is $1,690 per month in gross earnings for most individuals.
Sarah: Intake Specialist
SSA rules generally prevent us from moving forward with a disability claim while you're working at that level.
In most cases, the Social Security Administration won’t approve disability benefits if you’re working and earning above the Substantial Gainful Activity (SGA) level. For 2026, this amount is $1,690 per month in gross earnings for most individuals.
There are two situations where we may still be able to help.
If your disability is expected to force you to stop working in the near future, we can start planning your claim now.
Or, if you’re working full time but earning less than $1,690 per month — the SSA’s Substantial Gainful Activity (SGA) limit for 2026 — you may still qualify.
If neither applies to you right now, we encourage you to come back and complete our evaluation once your situation changes.
